Mortage Lender, Oxnard, Ventura County
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Oxnard Mortgage Lender
Special Loans

VA Loans

A VA Loan is one of the only loan programs that still allows the borrower to finance 100% of the home's value and purchase with $0 down.

Now more than ever banks are requiring large down payments for conventional loans. In many cases they require 10-20% down, putting home ownership out of reach for many prospective buyers.

How much will $0 down save you? Conventional loans will require a minimum of 10% down, and in many cases as much as 15% and 20%.

Homes for Heroes

Learn more about the Homes For Heroes real estate savings program. Substantial home buying and selling savings are available.

We offer full service at a discounted rate, including reduced commissions and/or discounted lender fees.. We are able to offer more savings than anyone else because of our strong business relationships – with our Home for Heroes Affiliates.

Equal Housing Opportunity

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Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act
NMLS#: 247116
GEM Mortgage is a direct lender, serving your mortgage needs in Ventura, Santa Barbara, Oxnard, Simi Valley, and Camarillo.
GEM Mortgage gives you the advantage of lower interest rates and lower closing costs.

Better Business Bureau

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